How Depreciation Can Affect Your Auto Insurance Premiums
Posted: March 6, 2017
How Depreciation Can Affect Your Auto Insurance PremiumsThe value of virtually any expensive item changes as time passes. For a high-quality bottle of wine or a rare painting, the value may increase as the item ages, but cars and other vehicles usually only depreciate, losing significant value as the years pass. There are some rare exceptions, such as antique or other collectible vehicles. With a new car, the biggest drop in value...
Tips To Stay Safe While Driving In Winter Weather
Posted: January 4, 2017
Tips To Stay Safe While Driving In Winter WeatherYou depend on your vehicle to get you from point A to point B safely and soundly, even when dealing with the hazards winter weather brings. From the moment your vehicle is in motion, winter driving demands your full attention. With rainstorms, black ice, slush, or a whiteout wall of snow, you are at higher risk of a collision or breakdown. While having auto insurance...
Avoid A Headache When You Can't Avoid What's In The Road
Posted: November 2, 2016
Avoid A Headache When You Can't Avoid What's In The RoadIn a majority of cases, hitting an animal while driving is unavoidable. As upsetting as this event can be, it is also capable of causing substantial damage to your vehicle, particularly if the animal is large. Deer-related accidents are common in rural areas, with the average repair from these accidents exceeding $3,300. We recommend that our clients review their auto insurance policy with one of...
How To Handle Being Hit While Parked
Posted: October 3, 2016
How To Handle Being Hit While ParkedHit and run accidents frequently occur while a vehicle is parked on the street, in a parking structure, or at the local shopping mall. Often the guilty party does not leave contact information, which leaves the vehicle owner with the problem of getting the damage repaired. To add to the burden, many people are unclear on what to do in this situation and are unsure...
Two Exceptions To Permissive Use Car Insurance Coverage
Posted: September 1, 2016
Two Exceptions To Permissive Use Car Insurance CoverageYour car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover "household members" – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term "household...
