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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Save Cash With These Summer Home Tips

Summer is here, and with hot weather comes rising electric bills and other costly household expenses. None of these money-saving tips are particularly costly, but each of them can contribute to turning your home into a more comfortable place to escape the blazing summer sun. Replace your air filters in your air conditioner and vents. Accumulated dust, dirt, and other allergens can all cause your system to work less...

Keep Small Business Health Costs Down: 5 Tips To Stay Healthy In The Workplace

As a small business owner, you are probably well aware of the costs involved in providing health care coverage to your employees and their family members. Even if you do not offer full coverage, there are still a number of expenses that can weigh heavily on you and the profitability of your business. If you are not able to keep health costs down, you could...

10 Summer Tips To Beat The Heat

While it's true that the elderly, young children, and those with pre-existing conditions are more susceptible to the summer heat, it doesn't take long for the sun to take its toll on healthy individuals as well. Here are 10 tips that can help you beat the heat this summer: Keep your shades drawn or blinds closed during the day to help prevent the sun from heating the...

Should You Insure While You’re Young?

Regardless of your age, if you are married or have children, the benefits of life insurance are obvious: you want to continue to provide for your loved ones should the unexpected occur. If you're young, healthy, and single with no dependents, getting life insurance may be the furthest thing from your mind. No one likes considering their own mortality, especially in their twenties, when this...

What Is a High Deductible Health Plan (HDHP)?

A high deductible health plan (HDHP) is a plan with a higher deductible than traditional health insurance. The premiums may be lower, but you have to meet a higher deductible (payout of pocket for more health care costs) before your coverage kicks in. An HDHP is often combined with a health savings account (HSA), which allows you to set aside pre-tax dollars to pay for...